Support of Local Restaurants

Did you know that many of our local restaurants are still offering pick-up, delivery, and curbside options?
Please click on the buttons below to help support our local restaurant industry.


Members Helping Members

If you are a business providing a service or discount that can be offered to other Chamber Members, please let us know about it so we can share it with our membership on our “Members Helping Members” page! Click the button below to email us for more information on the service being provided so we can share it with our members.


Resources to Help Employers

Thank you to our friends at Vanderpool, Frostick & Nishanian, and especially Kristina Spitler, for putting together an article for employers on how to respond to workplace issues stemming from the COVID-19 Coronavirus.


SBA Disaster Loan Information

NOTE: Should you have any questions regarding the loan, or to schedule a virtual counseling session via Zoom, please send the Mason Small Business Development Center Team an email at
Applicants may apply online, receive additional disaster assistance information and download applications above. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Items Required for Applications

  1. Loan application (SBA Form 5), completed and signed (this is electronic/online in the portal). To see what the form looks like, an example can be found here.
  2. Tax Information Authorization (IRS Form 4506-T), completed and signed by each applicant, each principal owning 20 percent or more of the applicant business, each general partner or managing member; and, for any owner who has more than 50 percent ownership in an affiliate business. Affiliates include, but are not limited to, business parents, subsidiaries, and/or other businesses with common ownership or management.
  3. Complete copies, including all schedules, of the most recently filed Federal income tax returns for the applicant business; an explanation if not available
  4. Personal Financial Statement (SBA Form 413) completed, signed, and dated by the applicant, each principal owning 20 percent or more of the applicant business, and each general partner or managing member.
  5. Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used).

Key Points

  • Loan amounts are available up to $2,000.000 and will be provided in the form of term loans only, no lines of credit.
  • The purpose is restricted to working capital only. Funds can be used to make existing debt payments, however, cannot be used for payments to federally insured loans (existing SBA loans), for existing federally insured loans, the borrower must request a payment different from their respective financial institution.
  • Business expansion; equipment purchase or funding prior year losses are not eligible uses.
  • Terms up to 30 years with NO prepayment penalties.
  • Interest rates are 3.75% fixed for eligible for-profit businesses and 2.75% for eligible nonprofit businesses (please refer to the PowerPoint for business type eligibility).
  • Loans up to $25,000 do not require collateral.
  • For loan amounts over $25,000 the SBA will place liens on available collateral including but not limited to business assets and real estate, however, no consideration will be given to the value of the collateral nor the position (second third or fourth lien).
  • All fees for such loans are waived with the exception of pass-through expenses (lien search; recordation etc.).
  • The current estimated timeline for processing is 18 – 21 days for a decision to be made, 30 – 45 days to close and fund.
  • Loans will not be automatically approved, basic underwriting will apply and the company must be able to show the ability to repay the debt on a historic basis.



The CARES Act: What You Need to Know


Business & Employee Resources

SBA: Small Business Guidance & Loan Resources
SBA Loan FACT SHEET – What You Need to Know!
Frequently Asked Questions (FAQs)
Info for Employees Affected by the Coronavirus
IRS Tax Relief
Northern Virginia COVID-19 Business Support Grants
Small Business Resources Provided by the Mason SBDC

For more information on the status of Coronavirus in our region, we have provided links below to the CDC, Virginia Department of Health and Prince William County and the City of Manassas. These links also provide helpful information on how to plan, prepare and understand the virus.
Center for Disease Control
Virginia Department of Health
Prince William County on Coronavirus
City of Manassas on Coronavirus

We hope that you find this information helpful during this time of need. As always, we would appreciate your input on how we can make this page better and provide more information for our members. Also, no idea is too far-fetched and we would like to hear about how we might be able to advocate on your behalf with our federal, state and local officials with ideas that come from the business community. You can do so by clicking the email us button below.


SBA Paycheck Protection Program

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.
Lenders may begin processing loan applications as soon as April 3, 2020. The Paycheck Protection Program will be available through June 30, 2020.
This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19. Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries. Small businesses in the hospitality and food industry with more than one location could also be eligible if their individual locations employ less than 500 workers.


U.S. Small Business Administration Express Bridge Loans (EBL)

In response to the COVID-19 National Emergency, the SBA Express Bridge Loan (EBL) Pilot Program has been modified and the term extended. The EBL Pilot Program is designed to supplement the Agency’s direct disaster loan capabilities and authorizes SBA Express Lenders to provide expedited SBA-guaranteed bridge loan financing on an emergency basis in amounts up to $25,000 for disaster-related purposes to small businesses located in communities affected by Presidentially-declared disasters while those small businesses apply for and await long-term financing (including through SBA’s direct Economic Injury Disaster Loan Program, if eligible).
The general eligibility requirements for the EBL are as follows:

  • For small businesses with an existing banking relationship with SBA Express lenders as of the date of the disaster.
  • Effective March 25, 2020, (announcement by publication of a notice in the Federal Register will follow), SBA expanded program eligibility to include small businesses nationwide adversely impacted under the Coronavirus Disease (COVID-19) Emergency Declaration issued by President Trump on March 13, 2020 (“COVID-19 Emergency Declaration”).
  • EBL loans can only be made by SBA Express Lenders that had a valid Supplemental Loan Guaranty Agreement SBA Express Program in effect as of the date of the applicable disaster;
  • EBL loans can only be made up to six months after the date of an applicable Presidential Disaster Declaration, however for the COVID-19 Emergency Declaration, EBL loans can be approved through March 13, 2021.
  • The Lender must have an existing banking relationship with the EBL applicant as of the date of the applicable disaster in order to help mitigate the risks associated with the streamlined underwriting process under the EBL Pilot Program.
  • The small business must have been operational when the declared disaster commenced and must meet all other 7(a) loan eligibility requirements (credit elsewhere, size, etc.);

In addition to the forms below, banks will also need to submit the most recently filed tax returns for the business and all owners of the business or a justification if not available. Sole proprietors are required to complete the 5C loan application form. All other businesses should fill out the form 5 business loan application.
Notes on filling out the forms:

  • On all forms “Damaged Property” simply refers to your primary location for the operations of the business.
  • On Form 5, skip box 15, this only applies to property damage loans.
  • There is no specific location to input a requested loan amount. The loan amount is determined by the supporting documents and any other relevant financial information provided that substantiates the economic injury.
  • All owners with 20% or greater ownership in the business must be included in the application.